body {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 1em;
	color: #0d3560;
	background-color: #A1A1A1;
}
.norm   {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 0.8em;
}
.normRed   {
	font-family: Arial, Helvetica, sans-serif;
	color: #C70A0A;
	font-weight: bold;
}
.normRed2   {
	font-family: Arial, Helvetica, sans-serif;
	color: #C70A0A;
	text-align: left;
}
a.smalllink:link, a.smalllink:visited, a.smalllink:active, a.smalllink:hover   {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 0.8em;
	font-style: normal;
	font-weight: bolder;
	color: #0d3560;
}
.greybk {
	background-color: a1a1a1;
}
.greybkleft {
	background-color: a1a1a1;
	width: 57px;
}
.ltgreybkl   {
	background-color: f3f2f2;
	width: 575px;}
.ltgrey   {
	background-color: f3f2f2;
	background-repeat: repeat-y;
	margin: 0px;
	padding: 0px;
	height: 100%;
}
a.bodylinks:link, a.bodylinks:visited, a.bodylinks:active, a.bodylinks:hover   {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-weight: bolder;
	color: #0d3560;
	text-decoration: underline;
}
a.bodylinksRed:link, a.bodylinksRed:visited, a.bodylinksRed:active, a.bodylinksRed:hover   {
	font-family: Arial, Helvetica, sans-serif;
	font-weight: bolder;
	color: #C70A0A;
	text-decoration: underline;
}
a.toplinks, a.toplinks:link, a.toplinks:visited, a.toplinks:active  {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 0.7em;
	color: #ffffff;
	font-weight: bold;
	text-decoration: none;
	background-image: url(images/tpbutbk.gif);
	text-align: center;
	vertical-align: middle;
	height: 40px;
	width: 105px;
	text-align: center;
	vertical-align: middle;
	border-right-width: thin;
	border-right-style: solid;
	border-right-color: #CCCCCC;
	padding-top: 2px;
}
a.toplinks:hover {
	background-color: #FF0000;
	background-image: url(images/spacer.gif);
}
toplinks:hover {
	background-color: #FF0000;
	background-image: url(images/spacer.gif);
}

.ltgreybkc {
	background-color: f3f2f2;
	width: 15px;
}
.ltgreybkr {
	background-color: f3f2f2;
	width: 252px
}
.ltpannel {
	width: 252px;
	background-image: url(images/ltpannel.gif);
	background-repeat: repeat-y;
	text-align: center;
}
.ltpanneltop {
	width: 252px;
	background-image: url(images/ltpanneltop.gif);
	background-repeat: no-repeat;
	height: 10;
	padding: 10px;
}
.ltpannelbt {
	width: 252px;
	background-image: url(images/ltpannelbt.gif);
	background-repeat: no-repeat;
	height: 10;
	padding: 10px;
	background-position: bottom;
}
.whitebk {
	background-color: ffffff;
}
.whitebkt1 {
	background-color: ffffff;
	height: 75px;
	width: 845px;
	background-image: url(images/top-logo.gif);
	background-repeat: no-repeat;
}
.whitebkt12 {
	background-color: ffffff;
	height: 75px;
	width: 845px;
	background-image: url(images/helping-hand.gif);
	background-repeat: no-repeat;
}
#steph {
	background-image: url(images/steph.jpg);
	height: 115px;
	width: 105px;
	position: relative;
	visibility: visible;
	z-index: 4;
	top: -1px;
	right: -849px;
	background-repeat: no-repeat;
}
#base {
	background-position: center;
	margin: 0px;
	padding: 0px;
	height: 100%;
	width: 100%;
	border-top-width: 0px;
	border-right-width: 0px;
	border-bottom-width: 0px;
	border-left-width: 0px;
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: none;
	border-left-style: none;
	position: absolute;
	visibility: visible;
	z-index: 1;
	float: right;
	top: 0px;
	right: 0px;
}


.whitebkt2 {
	background-color: ffffff;
	height: 40px;
	width: 845px;
	background-image: url(images/tpbutbk.gif);
	text-align: left;
	vertical-align: middle;
	cursor: auto;
}
.rtsidebk {
	background-repeat: repeat-y;
	background-image: url(images/rtsidebk2.gif);
	width: 85px;
}
.rtsidebk2 {
	background-repeat: repeat-y;
	background-color: a1a1a1;
	width: 85px;
}
.btbk {
	background-image: url(images/btbk.gif);
	background-repeat: repeat-x;
	height: 21;
	width: 842;
}
.brcrbk {
	background-image: url(images/brcrbk.gif);
	background-repeat: no-repeat;
	height: 21;
	width: 18;
}
.blcrbk {
	background-image: url(images/blcrbk.gif);
	background-repeat: no-repeat;
	height: 21;
}
.ltsidebk {
	background-repeat: repeat-y;
	background-image: url(images/ltsidebk.gif);
	width: 18px;
}

.tpbk {
	background-image: url(images/tpbk.gif);
	background-repeat: repeat-x;
	height: 17px;
	background-position: bottom;
}
.trcrbk {
	background-image: url(images/trcrbk.gif);
	background-repeat: no-repeat;
	background-color: a1a1a1;
	height: 18px;
	width: 18px;
	background-position: bottom;
}
.tlcrbk {
	background-image: url(images/tlcrbk.gif);
	background-repeat: no-repeat;
	height: 17px;
	background-position: bottom;
	width: 18;
}
#headlines{
    float:left;
	width: 20%;
	border-right: 1px solid #cccccc;
	border-bottom: 1px solid #cccccc;
	padding-right: 10px;
}
#tpbutbk {
	float: left;
	height: 39px;
	width: 114px;
	text-align: center;
	vertical-align: middle;
	border-right-width: thin;
	border-right-style: solid;
	border-right-color: #CCCCCC;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	color: #ffffff;
	font-weight: bold;
	font-size: 0.7em;
	padding-top: 5px;
	padding-right: 2px;
	padding-bottom: 2px;
	padding-left: 2px;
}
.toplogo {
	background-image: url(images/top-logo.gif);
	background-repeat: no-repeat;
}

.btimgbx {
	float: left;
	height: 120px;
	width: 153px;
	text-align: center;
	vertical-align: middle;
	background-image: url(images/btimgbx.gif);
	padding-top: 4px;
	background-repeat: no-repeat;
}
.btimgbx-faq {
	height: 120px;
	width: 153px;
	background-image: url(images/faqs.gif);
	background-repeat: no-repeat;
	background-position: bottom;
}
.btimgbx2a {
	height: 120px;
	width: 403px;
	background-image: url(images/btimgbx2.gif);
	background-repeat: no-repeat;
	background-position: center center;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 0.8em;
	padding-left: 19px;
}
.btimgbx2 {
	height: 120px;
	width: 403px;
	background-image: url(images/btimgbx2.gif);
	background-repeat: no-repeat;
	background-position: center center;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 0.8em;
	padding-left: 19px;
	text-align: left;
	vertical-align: top;
	padding-left: 21px;
	padding-right: 21px;
	padding-top: 8px;
}

.titleheading {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 1.5em;
	font-style: italic;
	font-weight: bold;
	text-transform: uppercase;
}

.smallheading { 	font-family: Verdana, Arial, Helvetica, sans-serif; 	font-size: 1.2em; 	font-style: italic; 	font-weight: bolder; 	text-transform: uppercase; }
.highlightbox { 	text-align: center; 	vertical-align: middle; 	padding: 2px; 	width: 450px; 	border: 1px solid #A1A1A1; }
.shadenone {
	width: 410px;
}
.shadedarker {
	width: 70px;
	background-color: #E6E6E6;
	padding-left: 25px;
	padding-top: 3px;
	padding-bottom: 3px;
}
.shadedarker2 {
	width: 70px;
	background-color: #D2D2D2;
	padding-left: 25px;
	padding-top: 3px;
	padding-bottom: 3px;
}

.shadedarker-b {
	width: 70px;
	background-color: #E6E6E6;
	padding-right: 19px;
	padding-top: 3px;
	padding-bottom: 3px;
	text-align: right;
}
.shadedarker-b2 {
	width: 70px;
	background-color: #D2D2D2;
	padding-right: 19px;
	padding-top: 3px;
	padding-bottom: 3px;
	text-align: right;
}

.shadedarker-c {
	width: 70px;
	background-color: #E6E6E6;
	padding-right: 3px;
	padding-top: 3px;
	padding-bottom: 3px;
	text-align: center;
	vertical-align: top;
}
.shadedarker-c2 {
	width: 70px;
	background-color: #D2D2D2;
	padding-right: 3px;
	padding-top: 3px;
	padding-bottom: 3px;
	text-align: center;
	vertical-align: top;
}
.contact  {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 0.8em;
	color: #C70A0A;
	text-decoration: none;
	text-align: center;
	vertical-align: top;
	height: 30px;
	width: 120px;
	text-align: left;
	padding-left: 15px;
}
.contact2  {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 0.8em;
	text-decoration: none;
	text-align: top;
	vertical-align: top;
	height: 30px;
	width: 135px;
	text-align: left;
}
.insideboxes {
	border: 1px solid #0d3560;
	background-image: url(images/inputback.gif);
	background-color: #f3f2f2;
	background-repeat: no-repeat;
	background-position: left top;
	font-family: Verdana, Arial, Helvetica, sans-serif;
}